paytoview.nl
Comparison

paytoview.nl vs Gumroad

Gumroad is a well-known storefront for digital products — ebooks, templates, software, courses. paytoview.nl is purpose-built for a different flow: one file, one price, one link, shared directly in a DM, bio or story, with protections Gumroad wasn't designed around.

 paytoview.nlGumroad
Platform fee15% per sale10% + $0.50 per direct sale
Monthly feeNoneNone
Built forOne-off links shared in DMs, bios, storiesStorefronts for digital products (courses, ebooks, software)
Buyer watermarkingAutomatic on every fileNot offered
Chargeback handlingRouted to minimise reversal riskStandard processor chargeback rules apply
Refund policy on feesN/A — fee only on completed, unrefunded salesPlatform fee is kept even on refunds
Adult contentAllowed within content policyProhibited under Gumroad's terms

Fee and policy figures for Gumroad reflect publicly reported information as of 2026. Platform terms change — verify current pricing and policies directly with Gumroad before deciding.

When each one actually makes sense

Choose Gumroad if…

  • You're selling courses, ebooks, templates or software
  • You want a public storefront rather than sharing individual links
  • Your content isn't adult and doesn't need leak protection

Choose paytoview.nl if…

  • You sell content that needs leak tracing via buyer watermarking
  • You want a single link to send in a DM, not a public storefront
  • Your content falls under categories Gumroad's terms prohibit
  • Chargeback exposure is a real concern for your content type

Frequently asked

Is Gumroad cheaper than paytoview.nl?

On paper, Gumroad's 10% + $0.50 is lower than paytoview.nl's 15% for larger sale amounts. The two tools solve different problems, though: Gumroad is built as a storefront for digital products like courses and templates, while paytoview.nl is built for single links shared directly with a buyer in a DM or story, with features like buyer watermarking and chargeback routing that Gumroad's model doesn't include.

Can I sell adult content on Gumroad instead?

No — Gumroad's terms of service prohibit adult content. paytoview.nl allows it within its content policy, which is a key reason creators in that space use a purpose-built tool rather than a general digital storefront.

Does Gumroad refund its fee if a sale is refunded?

No, based on publicly available information Gumroad keeps its platform fee and per-transaction fee even when a sale is refunded. Confirm current terms directly with Gumroad, as policies can change.

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